Things to note before sending money to WeChat Pay:

  1. Fill in the recipient's phone number registered at WeChat Pay correctly.
  2. Make sure the recipient's name matches the name in their WeChat Pay account.
  3. Make sure the recipient's WeChat Pay account is verified and linked to their bank account.
  4. The recipient will receive a verification link from WeChat Pay via SMS to confirm the transaction.
  5. The verification link will direct the recipient to Weihuikuan menu to link their bank account.
  6. The recipient can explore the Weihuikan menu in Weixin (WeChat Pay) then select "Global Remittance" and select "Receive Money".
    1. In some cases, the recipient might be asked to attach supporting documents to be reviewed by the WeChat Pay team.
      • If the document is approved, the money will be sent to the recipient's bank account.
      • If the document is rejected, the transaction will fail and the money will be refunded to the sender.
    2. The recipient may ignore and cancel the transaction. By doing this, the transaction will fail and the fee cannot be refunded.
  7. Make sure that the relationship between the sender and the recipient is family (husband/wife, children, parent, sibling/brother/sister, relative, myself) since the recipient will be asked to fill in their personal details before receiving money in their WeChat Pay. 


Notes:

Limit for sending money to WeChat Pay:
  • Max. transaction amount:
    • CNY 50.000/transaction, and
    • CNY 30.000/transaction if you are a Korean citizen.
  • Transactions to the same recipient are limited to max. CNY 500,000/year and max. 5 times/month. This regulation is applied to all sending-money platforms—not limited to Topremit (according to Chinese government regulations).