Here are some informations for sending money to China:
| Currency | Service | Fee | Transfer Limit | Arrival Time |
| CNY | Bank Transfer | IDR 100,000 | CNY 10 - CNY 50,000 | same banking day for payments before 14:30 (GMT+7) |
| CNY | Alipay | IDR 100,000 | CNY 10 - CNY 50,000 | 20 minutes for payments before 16:00 (GMT+7) |
| CNY | UnionPay | IDR 100,000 | CNY 10 - CNY 19,000 | 20 minutes for payments before 16:00 (GMT+7) |
| CNY | WeChat Pay | IDR 100,000 | CNY 10 - CNY 50,000 | 20 minutes for payments before 16:00 (GMT+7) |
| USD | Bank Transfer | IDR 285,000 | USD 5 - USD 100,000 (personal) USD 5 - USD 300,000 (business) | same banking day for payments before 14:00 (GMT+7) |
| USD | SWIFT | IDR 75,000 + IDR 330,000 (correspondent bank fee) | USD 5 - USD 100,000 | 1 banking day for payments before 16:00 (GMT+7) |
Can I send more than the stated amount in a day?
Yes, you can but only for Bank Transfer (Normal Speed) to CNY. However, we will require some supporting/underlying documents from you to verify the purpose of your transaction.
Please take note that the recipient can only receive max. CNY 1,000,000/year. This regulation is applied to all sending-money platforms—not limited to Topremit (according to Chinese government regulations).
Are there any requirements to send money to China?
- For CNY:
- If you use Bank Transfer (Normal Speed), the recipient's full name registered in bank account must be in Chinese characters (example: 李小龙).
- If you use Alipay/UnionPay/WeChat Pay, the recipient's full name registered in bank account must be in alphabet letters (example: Li Xiao Long).
- We only support sending to personal account, not company account.
- Money will be received without cents.
- For USD:
- If you use Bank Transfer (Normal Speed), the recipient's full name registered in bank account must be in alphabet letters (example: Li Xiao Long).
- If you use SWIFT, the recipient's full name registered in bank account must be in alphabet letters, including numbers if any (example: VentureTech 365 Ltd).
- If you use SWIFT, some recipient banks might charge a fee which will deduct the amount received.