Cut-off time is the time limit for each country in accepting transactions so, the transaction can be processed directly on the same day. For example, the cut-off time for Malaysia is 12:30 (GMT+7) if your transaction is successfully verified at 1:45 (GMT+7) then your transaction will be processed on the next working day. So, if you want to make sure that your transaction can arrive on the same day, please make sure that your transaction is successfully verified before Cut off time.