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Send Money to Japan

Here is some information for sending money to Japan:

Currency

Service

Fee

Transaction Limit

Estimated Arrival Time

JPY

Bank Transfer - Normal Speed

IDR 140,000

JPY 150 - JPY 1,000,000

same banking day for payments before 08:30 (GMT+7)

USD

SWIFT

IDR 75,000 + IDR 330,000 (correspondent bank fee)

USD 1 - USD 100,000

same banking day for payments before 12:00 (GMT+7)


Can I send more than the transaction limit in a day?

Yes, you can. If you send more than the limit, we will require some supporting documents from you to verify the purpose of your transaction.


Additional Information

For Bank Transfer (JPY):

  • The recipient’s bank account has to be a Futsuu Japanese bank account. Futsuu (普通) is a regular bank account.
  • The account name should be in alphabetical name even if the recipient is a local resident. 
  • Branch code is in 3 digits.
  • The recipient’s address and phone number must match the ones registered in their bank account.


For SWIFT (USD):

  • Make sure that your recipient’s bank account currency is in USD.
  • Make sure that you already have your recipient’s IBAN (if any) and SWIFT Code, as they are required for transactions via SWIFT.
  • The recipient's full name registered in the bank account must be in alphabet letters, including numbers if any (example: VentureTech 365 Ltd).
  • Some recipient banks might charge a fee which will deduct the amount received.

Updated on: 06/07/2026

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