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Why must the recipient link their bank account to InstaPay Philippines?

We have partnered with InstaPay Philippines that allows money to arrive in 20 minutes using Bank Transfer (Instant Speed). If the recipient’s bank account is not linked to InstaPay yet, transactions with Instant Speed may delay and take up to 1 day for the money to arrive.

To ensure the delivery speed is still within 20 minutes, make sure that your recipient has linked their bank account to InstaPay.

Updated on: 18/06/2026

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