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# Send Money to China

Here is some information for sending money to China:
| **Currency** | **Service** | **Fee** | **Transaction Limit** | **Arrival Time** |
| CNY | Bank Transfer | IDR 100,000 | CNY 10 - CNY 50,000 (personal) CNY 10 - CNY 1,000,000 (business) | **same banking day** for payments before **13:30 (GMT+7)** |
| CNY | Alipay | IDR 100,000 | CNY 10 - CNY 50,000 | **20 minutes for payments before 16:00 (GMT+7)** |
| CNY | WeChat Pay | IDR 100,000 | CNY 1 - CNY 50,000 (Chinese citizen) CNY 1 - CNY 30,000 (Hong Kong/Macau resident) | **20 minutes** for payments before **16:00 (GMT+7)** |
| CNY | UnionPay | IDR 100,000 | CNY 100 - CNY 35,000 | **20 minutes** for payments before **16:00 (GMT+7)** |
| USD | Bank Transfer | IDR 295,000 | USD 10 - USD 100,000 (personal) USD 10 - USD 1,000,000 (business) | **same banking day** for payments before **13:30 (GMT+7)** |
| USD | SWIFT | IDR 75,000 + IDR 330,000 (correspondent bank fee) | USD 1 - USD 100,000 | **same banking day** for payments before **12:00 (GMT+7)** |


## **Can I send more than the stated amount in a day?**
Yes, you can send more than the transaction limit stated above by providing relevant supporting documents and following the provided regulations:
### For CNY:
| **Service** | **Regulations** |
| Bank Transfer (Normal Speed) | Recipients can receive up to CNY 1,000,000/year. |
| Alipay | For transaction with family living expense, savings/send to self, and payroll/salaries purposes, your recipient can only receive max. 15 times/month (this limit is cumulative for those purposes and not limited to transactions made via Topremit). |
| WeChat Pay | You can only send to 4 recipients/year and the transaction limit is set based on your recipient’s residence country. Check the complete WeChat Pay transaction rules and limits [here](https://help.topremit.com/en/article/things-to-note-before-sending-money-to-wechat-pay-q2lq2c/). |
| UnionPay | You can send up to CNY 70,000/day. - Recipients can receive up to CNY 355,000/year. |


## **Are there any requirements to send money to China?**
### For CNY:
* If you use **Bank Transfer (Normal Speed)**, the recipient's full name registered in bank account must be in **Chinese characters (example: 李小龙)**.
* If you use **Alipay, WeChat Pay, or UnionPay**, the recipient's full name registered in bank account must be in **alphabet letters (example: Li Xiao Long)**.
* We **only** support sending to **C2C, C2B, B2B, B2C**.
    * Transactions are only allowed for the following purposes:
        * **Purchase of goods, shipping fee, travel fee, IT services,** and **management consulting services** are available for **C2B**, **B2B**, and **B2C** transactions.
        * **Education or tuition fee** is available for **C2B** and **B2B** transactions.
        * **Payroll** is available for **B2C** transactions.
        * For further details, [see here](https://help.topremit.com/en/article/things-to-know-before-sending-money-to-china-using-bank-transfer-13hoklj/).
* Money will be received without cents.

### For USD:
* If you use **Bank Transfer (Normal Speed)**, the recipient's full name registered in bank account must be in **alphabet letters (example: Li Xiao Long)**.
* If you use **SWIFT**, the recipient's full name registered in bank account must be in **alphabet letters, including numbers if any (example: VentureTech 365 Ltd)**.
* If you use **SWIFT**, some recipient banks might charge a fee which will deduct the amount received.