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# How to verify recipient's identity in UnionPay

Your recipient needs to complete the following verification process if they have never received any money from Union Pay previously:
1. **Recipient will get a link for verification via email**
2. **Click the link to do verification**
3. **Fill in the details of the recipient's personal information**. Required recipient information:
    * Chinese name in Chinese characters.
    * Chinese National ID Card Number (18 digits).
    * ID Expiry Date.
    * Occupation (select one from drop down list).
4. **Upload a photo of recipient's identity (Chinese National ID Card)**
    * Under applicable regulations in China, it is required for a first time recipient to provide the photo of recipient’s ID card for account registration.
    * Upload both-sides of the Chinese National ID Card.
    * Only JPG format is supported.
5. **Fill in the details of recipient's bank account**
    * China UnionPay Debit Card Number (16-19 digits, e.g. 62xx-xxxx-xxxx-xxxx).
    * Mobile number used to open the virtual bank account for receiving the funds.
    * Enter the given SMS verification code you received or provide PIN code of your debit card.
    * Enter the shown CAPTCHA.
    * Make sure you tick the box agreeing with the bank's agreement.
    * Choose Supported Banks:
        * 126 Banks are supported in China for recipients to receive money.
        * Recipient can click the link highlighted on the right to see the full bank list.
6. **Verification completed**
Recipient will receive the money in minutes after your verification is complete.



#### IMPORTANT NOTES:
* Recipient must be a **Chinese Citizen** with a **Mainland China ID**.
* Recipient only needs to do the verification process once.
* If recipient doesn't verify their account ***until the transaction expires***, the transaction will automatically be rejected and the money will be refunded.
* If recipient has not updated their expired ID card/bank card, then the transaction will be held by the bank and the money can not be refunded, transaction will be processed again when the ID card/bank card has been updated.